I just picked up my boat and went through Alliant Credit Union Credit union. they were easy to work with, just did my app online, got a call a day later, with my good credit, was nothing down and 6.5% w/ automatic payments.
The lady I worked with was really nice and super easy to work with. They loan for all kinds of boats, and no restrictions like other places I tried. I had to sign up to be a national PTA member to be part of the credit union, 10$
Nicole Calvert
800-328-1935 press 2 then x2041
http://www.alliantcreditunion.org/